Have a question about who Spot is and how we work to give you the assurance you need to live boldly? You’ve come to the right place! We’ve listed some of our FAQs below - if you can’t find what you’re looking for and still have a question, let us know through chat or at firstname.lastname@example.org.
What is Spot?
Spot is accident insurance. What that means is if you have a Spot policy and get hurt in a covered accident, your injury could be covered up to your policy limit. Between your primary health insurance and Spot, your expenses for a covered accident will be minimized! Spot also covers the doctor-recommended medical costs that your health insurance might not, as well as things like deductibles and copays. Our claims team works with your health insurance to sort this all out, so you're not dealing with trying to figure out who pays what - it all happens behind the scenes so you can continue living boldly – assured!
How do I sign up?
We currently offer coverage for many activities exclusively through our growing community of awesome partners. If you belong to an organization that you think could benefit from Spot, have them reach out to our team at email@example.com!
Why would I buy a Spot policy if I already have health insurance?
Health insurance deductibles can range from $1,000 to over $5,000. Meaning that if you get hurt, you could potentially pay at least that amount out-of-pocket. Spot helps bridge the gap so that you aren’t drowning in medical expenses after you suffer a sudden injury.
Who backs Spot’s claims?
We’ve mentioned we’re backed by some of the most innovative insurance companies around. Some of our carriers are Mutual of Omaha, Liberty Mutual, Pan American Life, and AIG.